Skip Ribbon Commands
Skip to main content
National Pensions Scheme

​​​​​​​​​​​​​​​​​​​

The National Pensions Scheme which was introduced in 1976 provides for the following payments:

A: NON CONTRIBUTORY BENEFITS
Financed by Government on a Universal Basi​s, i.e., without means-test consisting of:
  1. Basic Retirement Pension (BRP)
  2. Basic Widow's Pension (BWP)
  3. Basic Invalid's Pension (BIP)
  4. Basic Orphan's Pension (BOP)
  5. Guardian's Allowance
  6. Child's Allowance
  7. Inmate's Allowance
  8. Carer's allowance for beneficiaries of Basic Retirement Pension
  9. Carer's Allowance for beneficiaries of  Basic Invalid Pension

B: CONTRIBUTORY BENEFITS
2.1 Categories of persons covered under NPS​
Private Sector, Para-statal organisations, SIPF and non citizens
(a) Contributions are compulsorily payable in respect of employees of the private sector provided they earn the minimum prescribed amount.

(b) Contributions have also to be paid by para-statal organisations in respect of temporary or part-time employees for whom no contributions are paid to SICOM Ltd.

(c) About 4,000 employees of the Sugar Industry who were already members of the Sugar Industry Pension Fund (SIPF) on 31 December, 1973 are excluded from NPF coverage as they remain covered under the SIPF.

(d) Non-Citizens who are working in the export manufacturing enterprise and who have a valid work permit are covered under the NPS as from the third year of residence in Mauritius. whereas others are covered from the first day of employment,

2.1.2  Employee 18 - 60 or 65 years
(a) Contributions are payable in respect of an employee as from the age of 18 up to the normal retirement age of 65.

(b) However, an employee can defer his claim for Contributory Retirement Pension (CRP) until the age of 70, in which case contributions have to be paid by the employee and his employer up to that age.

(c) If the employee opts to claim his CRP at retirement age and continues to be employed, the employer has to pay only his share of contributions to the scheme until the employee reaches the age of 70 or on retirement before that age

2.1.3 Industrial injury and occupational disease - 15 to 18 years
A young person between the age of 15 and 18 is covered for Industrial Injury and Occupational Diseases under the NPS although contributions are not payable on his behalf by his employer.

2.1.4 Self-employed and non-employed persons 
(a) The National Pensions Act also provides for the payment of contributions on a voluntary basis by self-employed and non-employed persons. Contributions may be paid in multiples of five rupees, the minimum amount of contributions being Rs 170 a month and the maximum amount Rs 990 a month.

(b) All contributions paid on behalf of employees who were over 40 years in 1978 have been increased by 100 per cent, as a subsidy by the NPS, in order to enhance the quantum of pension by 100 per cent. Provisions exist to enhance to a lesser extent the contributory retirement pension of younger employees.

2.2 Contribution Rates

​2.2.1 (a) Contributions are payable at the rate of 10.5 per cent by millers and large employers of the Sugar Industry (those having at least 100 arpents of sugar cane cultivation).

(b) All other employers pay contributions at the rate of 6%.

(c) The share of the employee's contributions in both cases is 3%.

(d) Employees of the sugar industry are entitled to pensions at a higher rate as they earn a higher number of pension points.

2.2.2 (a) The Act provides that employers can apply to the Minister to pay contributions at a special rate of 8.5 per cent, in which case their employees have to contribute at the rate of 5 per cent.

(b) Such employees are entitled to the same enhanced pension coverage as employees of the Sugar industry.

2.2.3 (a) The minimum monthly remuneration on which contributions are payable is Rs 2680 for household employees and Rs 1695 for other employees.

(b) The maximum monthly remuneration on which contributions are payable for both categories is Rs 17,470

(c) Contributions are not payable on bonus,overtime pay and allowances.


To insured persons or their dependants, if contributions have been paid to the National Pensions Fund, comprising:
  1. Contributory Retirement Pension (CRP)
  2. Contributory Widow's Pension (CWP)
  3. Contributory Invalid's Pension (CIP)
  4. Contributory Orphan's Pension (COP)​

  5. 2.7 Refund of NPF/NSF Contributions to Foreign Workers
  6. 2.7.1   Application process for those abroad 
  7. People who have contributed to the National Pensions Scheme and living abroad are entitled to a Contributory Benefit which they can claim by completing an application form (CRP1) available on the Ministry's website. The form together with certified true copies of all documents should be sent by post to the BENEFITS BRANCH, Rose Hill. An account number with a bank in Mauritius should also be s ubmitted. The benefits will be paid at regular intervals on the submission of life certificates.

  8. 2.7.2   Self-employed/Non-employed
  9. A self-employed or non-employed person may also contribute on a voluntary basis to the National Pensions Fund to qualify for contributory pensions. He has to register himself at the nearest Social Security Office by producing his National Identity Card. He has to choose the monthly amount he wishes to contribute. For every 100 rupees paid by a self-employed or non-employed person the National Pensions Fund adds an additional amount of 50 rupees to the National Pensions account of the contributor. This category of insured persons is covered for all available benefits except industrial injury benefits.


C: COMPENSATION TO INSURED WORKERS
(or their dependants) injured at work - Industrial Injury Benefits:
  1. Industrial Injury Allowance
  2. Disablement Benefit
  3. Constant Attendance Allowance
  4. Survivor's Pension
  5. Dependant's Pension
  6. Orphan's Industrial Injury Allowance