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Ministry of Social Integration, Social Security and National Solidarity

Contributory Benefits

2.0 Contributory Benefits



2.2.1. PRIVATE SECTOR, PARA-STATAL ORGANISATIONS, SIPF AND NON-CITIZENS
(a) Contributions are compulsorily payable in respect of employees of the private sector provided they earn the minimum prescribed amount.
(b) Contributions have also to be paid by para-statal organisations in respect of temporary or part-time employees for whom no contributions are paid to SICOM Ltd.
(c) About 4,000 employees of the Sugar Industry who were already members of the Sugar Industry Pension Fund (SIPF) on 31 December, 1973 are excluded from NPF coverage as they remain covered under the SIPF.
(d) Non-Citizens who are working in the export manufacturing enterprise and who have a valid work permit are covered under the NPS as from the third year of residence in Mauritius. whereas others are covered from the first day of employment,
2.1.2  EMPLOYEE 18 - 60 OR 65 YEARS
(a) Contributions are payable in respect of an employee as from the age of 18 up to the normal retirement age of 65.
(b) However, an employee can defer his claim for Contributory Retirement Pension (CRP) until the age of 70, in which case contributions have to be paid by the employee and his employer up to that age.
(c) If the employee opts to claim his CRP at retirement age and continues to be employed, the employer has to pay only his share of contributions to the scheme until the employee reaches the age of 70 or on retirement before that age.
2.1.3 INDUSTRIAL INJURY AND OCCUPATIONAL DISEASE - 15 TO 18 YEARS
A young person between the age of 15 and 18 is covered for Industrial Injury and Occupational Diseases under the NPS although contributions are not payable on his behalf by his employer.
2.1.4 SELF-EMPLOYED AND NON-EMPLOYED PERSONS
(a) The National Pensions Act also provides for the payment of contributions on a voluntary basis by self-employed and non-employed persons. Contributions may be paid in multiples of five rupees, the minimum amount of contributions being Rs 170 a month and the maximum amount Rs 990 a month.
(b) All contributions paid on behalf of employees who were over 40 years in 1978 have been increased by 100 per cent, as a subsidy by the NPS, in order to enhance the quantum of pension by 100 per cent. Provisions exist to enhance to a lesser extent the contributory retirement pension of younger employees.
 
2.2.1 (a) Contributions are payable at the rate of 10.5 per cent by millers and large employers of the Sugar Industry (those having at least 100 arpents of sugar cane cultivation).
(b) All other employers pay contributions at the rate of 6%.
(c) The share of the employee's contributions in both cases is 3%.
(d) Employees of the sugar industry are entitled to pensions at a higher rate as they earn a higher number of pension points.
2.2.2 (a) The Act provides that employers can apply to the Minister to pay contributions at a special rate of 8.5 per cent, in which case their employees have to contribute at the rate of 5 per cent.
(b) Such employees are entitled to the same enhanced pension coverage as employees of the Sugar industry.
2.2.3 (a) The minimum monthly remuneration on which contributions are payable is Rs 2680 for household employees and Rs 1695 for other employees.
(b) The maximum monthly remuneration on which contributions are payable for both categories is Rs 17,470
(c) Contributions are not payable on bonus,overtime pay and allowances.
 

2.3 Contributory Retirement Pension (CRP)
(a)  ELIGIBILITY
Payable to a person on reaching the retirement age if he has contributed to the National Pensions Fund.
(b)  AMOUNT PAYABLE
Annual CRP =(i) Total No of pension points accrued x value of a pension point x 2 (divide by 12 for monthly CRP) (for those who were 40 years or over in 1978)
(ii) Total No of pension points accrued from date of entry to end of relevant financial year x 40 x value of a pension point (divide by No of years of contribution from date of entry to end of relevant financial year)
(for those who were 40 years or over in 1978)
 
(c)  DOCUMENTS TO BE PRODUCED
(i) Birth Certificate
(ii) National Identity Card
(iii) Marriage Certificate (for married women)
(iv) Bank account number and name of Bank in Mauritius
         APPLICATION
Application forms may be obtained or a claim may be registered at the local office nearest the applicant's locality.
 
2.4 Contributory Widow's Pension (CWP)
(a)  ELIGIBILITY
Payable to a widow whose late spouse had contributed to the National Pensions Fund (NPF).
(b)  AMOUNT PAYABLE
(i) Maximum Monthly CWP = 20 x average annual number of pension points x value of one pensions point, divided by 12.
(ii) The CWP is reduced to two-third of this amount after one year if the widow has no dependent child.
(iii) A lump sum equivalent to 12 months CWP is payable upon remarriage.
(iv) On reaching the retirement age,  the widow inherits the same pension that her late husband would have been entitled to as Contributory Retirement Pension. This pension is payable for life, with annual increases.
 (c)   DOCUMENTS TO BE PRODUCED
(i) Birth Certificate
(ii) National Identity Card
(iii) Marriage Certificate
(iv) Death Certificate of spouse
(v)  Bank Account Number and name of bank in Mauritius
         APPLICATION
Application forms may be obtained or a claim may be registered at the local office nearest the applicant's locality.
 
2.5 Contributory Invalid's Pension
(a)  ELIGIBILITY
(i) payable to a person who suffers from incapacity of at least 60 per cent for a minimum period of 12 months
(ii) that person must have contributed to the NPF

(b)  DOCUMENTS TO BE PRODUCED
(i) Birth Certificate
(ii) National Identity Card (of applicant and proxy, if applicable)
(iii) Medical Certificate/ Report, if any
(iv) Bank account number and name of bank in Mauritius
APPLICATION
Application forms may be obtained or a claim may be registered at the local office nearest the applicant's locality.
 
2.6 Contributory Orphan's Pension
(a)  ELIGIBILITY
Payable to orphans under the age of 15 (20 if at school), if any of the deceased parents had contributed to the NPF.
(b)   AMOUNT PAYABLE
15 per cent of the Contributory Pension that any of the parents would have been entitled to.
(c)   DOCUMENTS TO BE PRODUCED
(i) Birth Certificate (of orphan and guardian)
(ii) Death Certificate of parents
(iii) National Identity Card (of orphan and guardian)
(iv) Marriage Certificate of guardian, if applicable
(v) Bank Account Number and name of bank of guardian, if any
APPLICATION
Application forms may be obtained or a claim may be registered at the local office nearest the applicant's locality.

2.7.1   Application process for those abroad 

People who have contributed to the National Pensions Scheme and living abroad are entitled to a Contributory Benefit which they can claim by completing an application form (CRP1) available on the Ministry’s website. The form together with certified true copies of all documents should be sent by post to the BENEFITS BRANCH, Rose Hill. An account number with a bank in Mauritius should also be s ubmitted. The benefits will be paid at regular intervals on the submission of life certificates.

 

2.7.2   Self-employed/Non-employed

 

A self-employed or non-employed person may also contribute on a voluntary basis to the National Pensions Fund to qualify for contributory pensions. He has to register himself at the nearest Social Security Office by producing his National Identity Card. He has to choose the monthly amount he wishes to contribute. For every 100 rupees paid by a self-employed or non-employed person the National Pensions Fund adds an additional amount of 50 rupees to the National Pensions account of the contributor. This category of insured persons is covered for all available benefits except industrial injury benefits.


3.0   Industrial Injury Benefits​


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3.1 Industrial Injury Allowance

 

(a)   ELIGIBILITY

Employee suffering from an industrial injury/disease resulting in a total temporary incapacity, subject to medical evidence

 

(b)   AMOUNT PAYABLE 

(i)     Full remuneration by employer for first two weeks of total temporary incapacity.

(ii)   80 % of insurable wages by NPF as from the third week of incapacity.

 

 

(c)    DOCUMENTS TO BE PRODUCED

 

(i)         Birth Certificate

(ii)        National Identity Card

(iii)       Medical Certificates/ Evidence

(iv)       Bank   Account Number and name of bank.

 

 

3.2  Disablement Pension

 

(a)   ELIGIBILITY

Payable to an employee who has suffered an industrial injury resulting in a permanent incapacity (partial or total).

 

(b)   AMOUNT PAYABLE 

(i)   Where the permanent incapacity is to the extent of 100 %, the monthly pension is equivalent to 80 % of the insurable wages.

 

(ii)  Where the permanent incapacity ranges from 1 % to less than 100 %, the monthly pension is:

65 % x monthly insurable wages at time of accident x degree of incapacity

 

There is an option for a lumpsum payment where the degree of disability is less than 20% (or is 100% and the employee's age is 52 years or more). The lump sum is computed as follows:-

degree of disability x annual average earnings x 8

 

(c)    DOCUMENTS TO BE PRODUCED

 

(i)      Birth Certificate

(ii)     National Identity Card

(iii)     Medical Certificates/ Evidence

(iv)      Bank   Account Number and name of bank.

3.3 Constant Attendance Allowance 

A constant attendance allowance is payable to an employee who suffers from a total temporary incapacity or a 100% disability and who requires the constant attendance of another person subject to medical recommendation. The present monthly allowance is Rs 647.

A beneficiary of Industrial Injury Allowance or Disablement Benefit also qualifies for refund of travelling fares (bus fares or taxi fares) for expenses incurred for following treatment at a medical institution.

 

To qualify for taxi fares, the beneficiary should be medically certified not to be able to travel by bus.

 

(a)   ARTIFICIAL AIDS :- e.g. spectacles, dentures, orthopaedic appliances etc.

A sufficient amount to cover a reasonable cost of the artificial aids, their maintenance and renewal.

 

(b)   CLINICAL EXPENSES

Where urgent medical treatment in a private clinic is necessary, a reasonable sum not exceeding Rs 4000 is payable.

 

(c)    DOCUMENTS TO BE PRODUCED

 

(i)     Birth Certificate

(ii)    National Identity Card

(iii)    Medical Certificates/ Evidence

(iv)    Bank   Account Number and name of bank

 

3.4 Survivor’s Pension (Industrial Accident) 

(a)   ELIGIBILITY

(i) Payable to the widow of an insured worker who died as a result of an industrial accident

(ii) A Widower Survivor's Pension is payable only where the husband suffers from a permanent incapacity of at least 60 per cent

 

(b)   AMOUNT PAYABLE

 

50 per cent of the insurable salary of the deceased worker.

(c)    DOCUMENTS TO BE PRODUCED

 

             (i)    Birth Certificate

             (ii)   National Identity Card

             (iii)   Marriage Certificate

             (iV)   Death Certificate of spouse 

 (iv)   Bank  Account Number and name of bank

 

3.5  Dependant's Pension (Industrial Accident)

 

(a)   ELIGIBILITY

Payable to a close relative who wholly or partially was dependent on the deceased employee in case the latter leaves no surviving spouse.

 

(b)   AMOUNT PAYABLE

 

Rs 647 (income not to exceed the current rate of BRP).

 

(c)    DOCUMENTS TO BE PRODUCED

 

(i)   Birth Certificate

(ii)  National Identity Card

(iii)  Death Certificate of deceased employee

(iv)  Bank  Account Number and name of bank

 

3.6  Orphan's Industrial Injury Allowance (Industrial Accident)

 

(a)   ELIGIBILITY

 

Payable to orphans whose parents die after an industrial accident.

 

(b)   AMOUNT PAYABLE

 

7.5 per cent of the insurable salary of any of the deceased parent.

 

(c)    DOCUMENTS TO BE PRODUCED

 

(i)         Birth Certificate

(ii)        National Identity Card

(iii)       Death Certificate of deceased employee

(iv)       Bank  Account Number ​and name of bank

 
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